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A mortgage to build

Build your home on a plan that accounts for every stage.

Illustrative Caribbean home under construction
For the place you will call your own.

From plans to progress,
finance each stage thoughtfully.

Plans, estimates, staged funding and bridging costs all need to work together. We can help you prepare for construction, allow for delays and connect the financing with appropriate insurance. As completion approaches, we’ll guide the transition to the mortgage and the protection needed for your finished home.

A question for your situation

If the build took longer or costs increased, where would the extra money come from?

The right approach depends on your circumstances, existing arrangements and the provider’s current terms. We’ll help you understand the details in a consultation.

Before you choose a home,
get to know your credit.

Saving for a deposit is one part of preparing to buy or build. Understanding your credit report can help you spot errors and identify questions to discuss before a mortgage application.

Bring your questions to BIAI. We’ll help you connect the information with your homeownership or debt-management goals.

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Your building budget needs more than a floor plan.

A construction project has a sequence of costs, decisions and payments.

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