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Your building budget needs more than a floor plan.

A construction project has a sequence of costs, decisions and payments.

Illustrative Caribbean home construction project

An architect or draftsman, contractor and quantity surveyor may each bring a different part of the picture. Understanding what their estimates include can reveal questions before work begins.

Funding stages, inspections, insurance and the cost of time during construction also deserve attention. In a consultation, we can connect those moving parts with your finances and identify the figures you still need from the relevant professionals.

Follow the construction stages.
Plan for the costs between them.

An overall estimate may not show when each payment is due. Compare payment dates with funding stages, and consider how a delay or changed estimate could affect your cash needs.

  1. Do the estimates cover the same work and assumptions?
  2. When would funds be released and payments become due?
  3. How would I manage a delay or a change in cost?

No need to enter your answers here. Bring the questions that matter to your consultation.

A starting point for a conversation. The appropriate options depend on your circumstances and the relevant provider’s current terms and assessment.

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