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If your income stopped, whose life would change?

The people who depend on you may need more than a mortgage paid off.

Illustrative Caribbean family baking together in a bright kitchen

School expenses, groceries, support for a parent and the cost of keeping a household running can continue alongside a major debt. Your responsibilities may also have changed since you first arranged cover.

A life insurance review can begin with the people you support, the time they may need that support and the arrangements already in place. There is no single figure that fits every family.

Picture the people
behind your protection.

Paying off a major debt is only one part of supporting a household. Everyday costs and the care you provide may need to continue for years, depending on who relies on you.

  1. Who depends on my income or unpaid care?
  2. What would I want them to be able to continue?
  3. Has my family, debt or cover changed?

No need to enter your answers here. Bring the questions that matter to your consultation.

A starting point for a conversation. The appropriate options depend on your circumstances and the relevant provider’s current terms and assessment.

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