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Recovery takes time. The everyday bills may keep coming.

A medical bill and a period without your usual income are different financial questions.

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An illness can affect more than treatment costs. You may need time away from work, practical help at home or support from a relative whose own income is affected.

Health cover, critical illness benefits, disability arrangements and emergency savings each have different roles. A consultation is a chance to understand the support you already have and the questions that remain.

Make room for recovery.
Think beyond treatment.

Medical expenses and lost earnings can affect the same household at the same time. Check how sick pay, savings and policy benefits would support the bills that continue during recovery.

  1. How would my income change during a long absence?
  2. Which household costs would continue?
  3. What would my existing policies actually pay, and under which conditions?

No need to enter your answers here. Bring the questions that matter to your consultation.

A starting point for a conversation. The appropriate options depend on your circumstances and the relevant provider’s current terms and assessment.

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