A future policy value can look appealing, but it is only one part of the decision. What you need to pay, how long you expect to keep the policy and what happens if your circumstances change matter too.
Bring the illustration and your questions to a consultation. We can help you distinguish the protection you need from the longer-term savings goals you want to explore.
Make it personalLook past the illustration.
Look past the illustration.
Consider the commitment.
A cash-value figure needs context: what you must contribute, which values are guaranteed and how accessing funds could affect your protection. Consider how the policy would fit if your priorities changed.
- Which values are guaranteed rather than projected?
- What would early access to funds mean?
- How does this compare with keeping protection and savings separate?
No need to enter your answers here. Bring the questions that matter to your consultation.